Aaron G. Brewster - Self Employed
George W. McCall III - Executive Vice President
Jack B. Cunningham II - Lindsey & Associates Inc.
Paul E. Williams - Retired
John M. McCall II - Investor
John D. Jessee - United Coal Company, LLC
Paul E. Williams - Chairman of the Board
J. Robert Buchanan - President & Chief Executive Officer
John C. Thompson - Chief Credit Officer/Chief Lending Officer
George W. McCall III - Executive Vice President
Randall L. Deel - Secretary/Treasurer
Jeffrey P. Jessee - Vice President