              |
Certificates of Deposit
Current Rates as of August 24, 2010
|
|
Term
|
Rate
|
APY
|
Deposit Amount
|
|
1 MTH
|
0.20
|
0.20
|
$500
|
|
3 MTH
|
0.25
|
0.25
|
$500
|
|
6 MTH
|
0.35
|
0.35
|
$500
|
|
12 MTH
|
1.00
|
1.00
|
$500
|
|
|
|
|
|
|
18 MTH
|
1.25
|
1.26
|
$500
|
|
24 MTH
|
1.40
|
1.41
|
$500
|
|
|
|
|
|
|
30 MTH
|
1.65
|
1.66
|
$500
|
|
36 MTH
|
2.00
|
2.02
|
$500
|
|
48 MTH
|
2.35
|
2.37
|
$500
|
|
60 MTH
|
2.80
|
2.83
|
$500
|
*APY - Annual Percentage Yield
Fees may reduce earnings
Rates are subject to change without notice
Penalty for early withdrawals may apply
|
Jumbo $100k & Up
Current Rates as of August 24, 2010
|
|
Term
|
Rate
|
APY
|
Deposit Amount
|
|
1 MTH
|
0.25
|
0.25
|
$100,000
|
|
3 MTH
|
0.30
|
0.30
|
$100,000
|
|
6 MTH
|
0.40
|
0.40
|
$100,000
|
|
12 MTH
|
1.05
|
1.05
|
$100,000
|
* APY - Annual Percentage Yield
Fees may reduce earnings
Rates are subject to change without notice
Penalty for early withdrawals may apply
|
IRA Rates
Current Rates as of August 24, 2010
|
|
Term
|
Rate
|
APY
|
Deposit Amount
|
|
12 MTH
|
1.00
|
1.00
|
$0
|
|
|
|
|
|
|
18 MTH
|
1.25
|
1.26
|
$0
|
|
24 MTH
|
1.40
|
1.41
|
$0
|
|
30 MTH
|
1.65
|
1.66
|
$0
|
|
36 MTH
|
2.00
|
2.02
|
$0
|
|
48 MTH
|
2.35
|
2.37
|
$0
|
|
60 MTH
|
2.80
|
2.83
|
$0
|
*APY - Annual Percentage Yield
Fees may reduce earnings
Rates are subject to change without notice
|
CDARS
Current Rates as of August 24, 2010
|
|
Term
|
Rate
|
APY
|
Deposit Amount
|
|
4 WEEKS
|
0.20
|
0.20
|
$0
|
|
13 WEEKS
|
0.35
|
0.35
|
$0
|
|
26 WEEKS
|
0.45
|
0.45
|
$0
|
|
52 WEEKS
|
0.90
|
0.90
|
$0
|
|
2 YEARS
|
1.75
|
1.77
|
$0
|
|
3 YEARS
|
2.15
|
2.17
|
$0
|
|
5 YEARS
|
2.90
|
3.04
|
$0
|
*APY - Annual Percentage Yield
Fees may reduce earnings
Rates are subject to change without notice
|
Checking Accounts
Current Rates as of August 24, 2010
|
|
Product
|
Rate
|
APY
|
Deposit Amount
|
|
Sentinel Super
|
0.45
|
0.45
|
$100
|
|
Super NOW
|
0.45
|
0.45
|
$1,500
|
|
NON Profit
|
0.70
|
0.70
|
$500
|
|
Sr. Citz**
|
0.45
|
0.45
|
$500
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
SR. CITIZEN DIRECT DEPOSIT
|
|
|
Balance Tier
|
Rate
|
APY
|
Deposit Amount
|
|
$0-$9,999
|
0.70
|
0.70
|
$500
|
|
$10,000-$24,999
|
0.80
|
0.80
|
$500
|
|
$25,000-$49,999
|
0.90
|
0.90
|
$500
|
|
$50,000-$99,999
|
0.95
|
0.95
|
$500
|
|
$100,000 +
|
1.00
|
1.00
|
$500
|
*APY - Annual Percentage Yield
Fees may reduce earnings
Rates are subject to change without notice
**Must be 50 of older to qualify
***Must be 50 or older and have a direct deposit to qualify
|
Savings Accounts
Current Rates as of August 24, 2010
|
|
Balance Tier
|
Rate
|
APY
|
Deposit Amount
|
|
$0 - $2,499.99
|
0.70
|
0.70
|
$0
|
|
$2,500 - $4,999.99
|
0.70
|
0.70
|
$0
|
|
$5,000 & Above
|
0.70
|
0.70
|
$0
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
SR. CITIZEN SAVINGS
|
|
|
Balance Tier
|
Rate
|
APY
|
Deposit Amount
|
|
$0 - $9,999
|
0.80
|
0.80
|
$500
|
|
$10,000 - $24,999
|
0.90
|
0.90
|
$500
|
|
$25,000 - $49,999
|
1.00
|
1.00
|
$500
|
|
$50,000 - $99,999
|
1.05
|
1.06
|
$500
|
|
$100,000 +
|
1.10
|
1.11
|
$500
|
*APY - Annual Percentage Yield
Fees may reduce earnings
Rates are subject to change without notice
**Must be 50 or older to qualify
|
Money Market Checking
Current Rates as of August 24, 2010
|
|
Balance Tier
|
Rate
|
APY
|
Deposit Amount
|
|
$0 - $9,999
|
0.75
|
0.75
|
$0
|
|
$10,000 - $24,999
|
0.85
|
0.85
|
$0
|
|
$25,000 - $49,999
|
0.95
|
0.95
|
$2,500
|
|
$50,000 - $99,999
|
1.00
|
1.00
|
$0
|
|
$100,000 +
|
1.10
|
1.11
|
$0
|
*APY - Annual Percentage Yield
Fees may reduce earnings
Rates are subject to change without notice
|
Super Commercial Money Fund
Current Rates as of August 24, 2010
|
|
Balance Tier
|
Rate
|
APY
|
Deposit Amount
|
|
$0 - $9,999
|
0.85
|
0.85
|
$0
|
|
$10,000 - $24,999
|
0.95
|
0.95
|
$0
|
|
$25,000 - $49,999
|
1.05
|
1.06
|
$0
|
|
$50,000 - $99,999
|
1.10
|
1.11
|
$0
|
|
$100,000 +
|
1.15
|
1.16
|
$0
|
*APY - Annual Percentage Yield
Fees may reduce earnings
Rates are subject to change without notice
|
Commercial Money Market
Current Rates as of August 24, 2010
|
|
Term
|
Rate
|
APY
|
Deposit Amount
|
|
$2,500
|
0.75
|
0.75
|
$2,500
|
*APY - Annual Percentage Yield
Fees may reduce earnings
Rates are subject to change without notice
|
|
 |