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Current Rates




Certificates of Deposit
Current Rates as of August 24, 2010
Term
Rate
APY
Deposit Amount
1 MTH
 0.20
0.20
$500
3 MTH
0.25
0.25
$500
6 MTH
0.35
0.35
$500
12 MTH
1.00
1.00
$500
18 MTH
1.25
1.26
$500
24 MTH
1.40
1.41
$500
30 MTH
1.65
1.66
$500
36 MTH
2.00
2.02
$500
48 MTH
2.35
2.37
$500
60 MTH
2.80
2.83
$500
*APY - Annual Percentage Yield
Fees may reduce earnings
Rates are subject to change without notice
Penalty for early withdrawals may apply




Jumbo $100k & Up
Current Rates as of August 24, 2010
Term
Rate
APY
Deposit Amount
1 MTH
0.25
0.25
$100,000
3 MTH
0.30
0.30
$100,000
6 MTH
0.40
0.40
$100,000
12 MTH
1.05
1.05
$100,000
* APY - Annual Percentage Yield
Fees may reduce earnings
Rates are subject to change without notice
Penalty for early withdrawals may apply


IRA Rates
Current Rates as of August 24, 2010
Term
Rate
APY
Deposit Amount
12 MTH
1.00
1.00
$0
18 MTH
1.25
1.26
$0
24 MTH
1.40
1.41
$0
30 MTH
1.65
1.66
$0
36 MTH
2.00
2.02
$0
48 MTH
2.35
2.37
$0
60 MTH
2.80
2.83
$0
*APY - Annual Percentage Yield
Fees may reduce earnings
Rates are subject to change without notice


CDARS
Current Rates as of August 24, 2010
Term
Rate
APY
Deposit Amount
4 WEEKS
0.20
0.20
$0
13 WEEKS
0.35
0.35
$0
26 WEEKS
0.45
0.45
$0
52 WEEKS
0.90
0.90
$0
2 YEARS
1.75
1.77
$0
3 YEARS
2.15
2.17
$0
5 YEARS
2.90
3.04
$0
*APY - Annual Percentage Yield
Fees may reduce earnings
Rates are subject to change without notice


Checking Accounts
Current Rates as of August 24, 2010
Product
Rate
APY
Deposit Amount
Sentinel Super
0.45
0.45
$100
Super NOW
0.45
0.45
$1,500
NON Profit
0.70
0.70
$500
Sr. Citz**
0.45
0.45
$500
SR. CITIZEN DIRECT DEPOSIT
Balance Tier
Rate
APY
Deposit Amount
$0-$9,999
0.70
0.70
$500
$10,000-$24,999
0.80
0.80
$500
$25,000-$49,999
0.90
0.90
$500
$50,000-$99,999
0.95
0.95
$500
$100,000 +
1.00
1.00
$500
*APY - Annual Percentage Yield
Fees may reduce earnings
Rates are subject to change without notice
**Must be 50 of older to qualify
***Must be 50 or older and have a direct deposit to qualify


Savings Accounts
Current Rates as of August 24, 2010
Balance Tier
Rate
APY
Deposit Amount
$0 - $2,499.99
0.70
0.70
$0
$2,500 - $4,999.99
0.70
0.70
$0
$5,000 & Above
0.70
0.70
$0
SR. CITIZEN SAVINGS
Balance Tier
Rate
APY
Deposit Amount
$0 - $9,999
0.80
0.80
$500
$10,000 - $24,999
0.90
0.90
$500
$25,000 - $49,999
1.00
1.00
$500
$50,000 - $99,999
1.05
1.06
$500
$100,000 +
1.10
1.11
$500
*APY - Annual Percentage Yield
Fees may reduce earnings
Rates are subject to change without notice
**Must be 50 or older to qualify


Money Market Checking
Current Rates as of August 24, 2010
Balance Tier
Rate
APY
Deposit Amount
$0 - $9,999
0.75
0.75
$0
$10,000 - $24,999
0.85
0.85
$0
$25,000 - $49,999
0.95
0.95
$2,500
$50,000 - $99,999
1.00
1.00
$0
$100,000 +
1.10
1.11
$0
*APY - Annual Percentage Yield
Fees may reduce earnings
Rates are subject to change without notice


Super Commercial Money Fund
Current Rates as of August 24, 2010
Balance Tier
Rate
APY
Deposit Amount
$0 - $9,999
0.85
0.85
$0
$10,000 - $24,999
0.95
0.95
$0
$25,000 - $49,999
1.05
1.06
$0
$50,000 - $99,999
1.10
1.11
$0
$100,000 +
1.15
1.16
$0
*APY - Annual Percentage Yield
Fees may reduce earnings
Rates are subject to change without notice


Commercial Money Market
Current Rates as of August 24, 2010
Term
Rate
APY
Deposit Amount
$2,500
0.75
0.75
$2,500
*APY - Annual Percentage Yield
Fees may reduce earnings
Rates are subject to change without notice




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First Sentinel Bank

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