Rates


Consumer Deposit Rates as of 10/29/2025

Deposit Product Minimum Balance Rate APY Minimum Deposit
Platinum Checking $0 0.05% 0.05% $250
Gold Cash Back
$0 - $9,999
$10,000-$24,999
$25,000-$49,999
$50,000-$99,999
$100,000+
0.10%
0.10%
0.12%
0.12%
0.12%
0.10%
0.10%
0.12%
0.12%
0.12%
$500
$500
$500
$500
$500
Elite Money Market
$25,000-$49,999
$50,000+

1.00%
3.25%


1.00%
3.30%


$25,000
$25,000
 
Diamond Savings $0 0.10% 0.10% $25
Emerald Money Market
$0-$9,999
$10,000-$24,999
$25,000-$49,999
$50,000-$99,999
$100,000+
0.10%
0.13%
0.15%
0.18%
0.25%
0.10%
0.13%
0.15%
0.18%
0.25%
$1000
$1000
$1000
$1000
$1000
Sentinel Savvy Money Market
$0-$49,999
$50,000-$99,999
$100,000-$249,999
$250,000 +
0.10%
1.00%
1.25%
1.50%
0.10%
1.00%
1.26%
1.51%
$1,000
$1,000
$1,000
$1,000
 
 
APY = Annual Percentage Yield
APY Monthly Compounding: Checking Accounts and Money Market Accounts
APY Quarterly Compounding: Savings Accounts
Minimum balance to obtain APY
Consumer Deposit Rates are subject to change without notice
Fees could reduce earnings on account