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First Sentinel Bank - Subsidiary of First Region Bancshares, Inc.

Home Equity Loans

Your Home Can Serve as More Than Just a Roof Over Your Head


Use it as collateral to secure a loan for your next big purchase. Get a one-time loan or a flexible line of credit to access as you need it. Funds can be used to pay off high interest credit cards, start home renovations, pay for college, or just about anything else. Interest might even be tax deductible!

Loan


A Home Equity Loan (also called a "second mortgage") can get you a lump sum to use as you see fit.

  • Based on home's value
  • Use funds for most anything
  • Competitive fixed rate
  • Interest may be tax deductible*
  • Affordable monthly payments
  • Experienced loan officers
  • Personal service
  • In-house decisions and processing
*Consult your tax advisor

Line of Credit (HELOC)


Access funds up to the pre-approved amount easily when you need them.

  • Based on home's value
  • Use funds for most anything
  • Competitive variable rate
  • Interest may be tax deductible*
  • Easy access to funds as you need it
  • Pay interest only on outstanding principle balance
*Consult your tax advisor
 
Feel free to give us a call at (276) 963-3000 or to have someone contact you.
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First Sentinel Bank


Local people serving local people since 1978.


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Loans


Building dreams one loan at a time