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First Sentinel Bank - Subsidiary of First Region Bancshares, Inc.

Mortgage Loans

When you are buying or refinancing a home it can be a complicated process. Fortunately with First Sentinel Bank you aren’t doing it alone. Confidence is key!

We are committed to helping you with your biggest investment. With our experienced lenders, the loan staff of First Sentinel Bank is here to walk you through the process each step of the way. Whether you are looking to lower your interest rate, pay off other debts, or get cash out to do home improvements, we have the loan product just for you!

In-House Mortgage Loans


One great advantage of doing your construction loan at First Sentinel Bank is you don't have to look any further for your permanent financing!

We Offer:


  • Fixed Rate Mortgages
  • Adjustable Rate Mortgages
  • Balloon Mortgages

Secondary Market Mortgage Loans


Looking for 100% financing, a low down payment option, or a 30 year fixed mortgage? First Sentinel Bank has you covered with the many loan products available through our Secondary Market Program.

  • 8 year to 30 year terms
  • Fixed Rate Mortgages
  • Adjustable Rate Mortgages (5 year & 7 year)
  • 100% Financing Available
  • USDA
  • FHA and FHA Streamline Products*
  • All Fannie Mae & Freddie Mac Conforming Products
  • Home Possible* & Home Ready*
  • JUMBO loans

*Availability of the products are subject to change.
Contact our Secondary Market Lender, Leslie McMullen, for more information on these products or to get pre-qualified.
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Commercial Loans


We can help build your business.


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Savings Accounts


You + First Sentinel Bank = Savings.