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First Sentinel Bank - Subsidiary of First Region Bancshares, Inc.

Rates



Consumer Deposit Rates as of February 1, 2023

Deposit Product Minimum Balance Rate APY Minimum Deposit
Platinum Checking $0 0.05% 0.05% $250
Gold Cash Back
$0 - $9,999
$10,000-$24,999
$25,000-$49,999
$50,000-$99,999
$100,000+
0.10%
0.12%
0.15%
0.15%
0.15%
0.10%
0.12%
0.15%
0.15%
0.15%
$500
$500
$500
$500
$500
Emerald Money Market
$0-$9,999
$10,000-$24,999
$25,000-$49,999
$50,000-$99,999
$100,000+

0.13%
0.15%
0.20%
0.23%
0.40%
0.13%
0.15%
0.20%
0.23%
0.40%
$1,000
$1,000
$1,000
$1,000
$1,000
Diamond Savings $0 0.13% 0.13% $25
Consumer Fed Funds Money Market
$0-$49,999
$50,000-$99,999
$100,000-$249,999
$250,000 +
0.15%
2.50%
2.75%
3.00%
0.15%
2.53%
2.78%
3.04%
$1,000
$1,000
$1,000
$1,000
APY = Annual Percentage Yield
APY Monthly Compounding: Checking Accounts and Money Market Accounts
APY Quarterly Compounding: Savings Accounts
Minimum balance to obtain APY
Consumer Deposit Rates are subject to change without notice
Fees could reduce earnings on account




Commercial Deposit Rates as of February 1, 2023

Deposit Product Minimum Balance Rate APY Minimum Deposit
Non-Profit Checking $500 0.05% 0.05% $100
Commercial Money Market $2500 + 0.10% 0.10% $2,500
Commercial Super Money Market $5,000-$49,999
$50,000 +
0.12%
0.20%
0.12%
0.20%
$2,500
$2,500
Commercial Fed Funds Money Market
$0-$49,999
$50,000-$99,999
$100,000-$249,999
$250,000 +
0.15%
2.50%
2.75%
3.00%
0.15%
2.53%
2.78%
3.04%
$2,500
$2,500
$2,500
$2,500
APY = Annual Percentage Yield
APY Monthly Compounding: Checking Accounts and Money Market Account
APY Quarterly Compounding: Savings Accounts
Minimum balance to obtain APY
Consumer Deposit Rates are subject to change without notice
Fees could reduce earnings on account


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